Day to Day Living in Switzerland
Recent forum posts
I have been trying to get a loan for some time now due to the large sum amount of the money to expand my business in Finland but i was unable to get a loan due to my credit score All other corporation/bank turned me down. Till i was introduced by start up overseas and i was able to get a loan from them without any delay. So i am using this opportunity to inform everyone out there both individ
Total Posts: 1 Last post by sandownpark
I have been trying to get a loan for some time now due to the large sum amount of the money to expand my business in Finland but i was unable to get a loan due to my credit score All other corporation/bank turned me down. Till i was introduced by start up overseas to Discovery Investment LOANS and i was able to get a loan from them without any delay. So i am using this opportunity to inform ev
Total Posts: 1 Last post by sandownpark
Day-to-day Living in Switzerland
In many regions, it is extremely difficult to find affordable accommodation, especially in cities. Accommodation that is rented is usually completely unfurnished in every respect. In cities, rental accommodation mainly consists of apartments.
It is usually best to go through a real estate agent as they will have the best properties available to rent. However, estate agent costs are usually high. To rent a property, you will require evidence of your employment, your residence permit and proof of your income. The deposit required is usually equivalent to three months rent.
Properties to buy
Foreign nationals are allowed to buy residential property in Switzerland, although there are restrictions on the location and type of property that can be purchased. It is best to check with the British embassy in Switzerland about these restrictions.
Real estate prices are high in Switzerland, although it does vary considerably between regions and within cities. When you are buying a property, an initial deposit of around 10% of the purchase price is usually required.
Mortgage facilities are available to residents from Swiss banks but normally for only between 60 and 80% of the purchase price. Mortgage rates are low, usually under 5%.
Switzerland has a very dense network of roads and railways. Switzerland's road network is of a very high standard, and travel to all parts of the country by road is easy. The private-public managed road network is funded by road tolls and vehicle taxes.
Switzerland has a very extensive, integrated public transport system which is efficient, reliable and generally cheap. Within the main cities, there are excellent public bus and tram networks. The Swiss railway system, which is fully electrified, is the most dense railway network in the world.
Cost of living
The cost of living in Switzerland is very high but is balanced by high wages. There are many products that are significantly cheaper than in the UK however, such as fuel.
Things to do and see
Switzerland has a big sporting scene and is the home of winter sports, most importantly skiing, with many world class ski resorts in the mountainous regions which attract visitors from around the world. Tobogganing, ice skating, ice hockey, snowblading and heliboarding are also very popular. There are also many other outdoor activities that can be enjoyed all around the country such as hiking, mountaineering, and water sports which are practiced on the country's many lakes and rivers.
Switzerland boasts many beautiful walks where there will be a breathtaking landscape view around every turn you take. There are also many relaxing thermal spas on offer all around the country where you can bask in the beautiful scenery.
There are many leisure, entertainment and cultural facilities in Switzerland to suit all tastes, with numerous museums, galleries, theatres, cinemas, concert halls, and amusement and water parks. There are many excellent restaurants offering traditional cuisine as well as cuisine from around the world with a vast array of pubs and bars in the cities.
1st January: New Years' Day
2nd January: Saint Berchtold Day
6th January: Epiphany
19th January: St. Joseph's Day
Friday before Easter: Good Friday
Monday after Easter: Easter Monday
1st May: May Day
39th days after Easter: Ascension Day
Monday after Pentecost: Whit Monday
60th days after Easter: Corpus Christi
29th June: St. Peter and St. Paul
1st August: Swiss National Day
15th August: Assumption of Mary
3rd Sunday in September: Swiss Federal Feast
1st November: All Saints Day
8th December: Immaculate Conception
25th December: Christmas
26th December: St. Stephen's Day
Organisations that can assist with Day to Day Living
British Corner Shop is the online British supermarket with worldwide delivery. Ideal for British Expats, Forces and Brits living and working abroad who can't get hold of their favourite British food locally.